THE MINISTRY OF CONSTRUCTION

Circular No. 07/2013/TT-BXD of May 15, 2013, guiding the determination of subjects eligible for housing support loans under the Government’s Resolution No. 02/NQ-CP of January 7, 2013
Pursuant to the November 29, 2005 Housing Law;
Pursuant to the Government’s Decree No. 17/2008/ND-CP of February 4, 2008, defining the functions, tasks, powers and organizational structure of the Ministry of Construction;
Pursuant to the Government’s Decree No. 71/2010/ND-CP of June 23, 2010, detailing and guiding the implementation of the Housing Law;
Pursuant to the Government’s Resolution No. 02/NQ-CP of January 7, 2013, on solutions for removing difficulties for production and business, supporting the market and settling non-performing loans;
At the proposal of the Director of the Real Estate Market and Housing Management Department;
The Minister of Construction promulgates the Circular guiding the determination of subjects and conditions for borrowing housing support loans under the Government’s Resolution No. 02/NQ-CP of January 7, 2013.
Article 1. Scope of regulation and subjects of application
1. Scope of regulation
This Circular regulates contents relating to the determination of subjects eligible to borrow loans for renting, rent-purchasing or purchasing social houses; and loans for renting or purchasing commercial houses with a floor area of under 70m2 and a sale price of under VND 15 million/m2 each and loans for investment in the development of social houses under the Government’s Resolution No. 02/NQ-CP of January 7, 2013.
2. Subjects of application
a/ Cadres, civil servants, public employees, armed forces and low-income earners who borrow loans for renting, rent-purchasing or purchasing social houses;
b/ Cadres, civil servants, public employees, armed forces and low-income earners who borrow loans for renting or purchasing commercial houses with a floor area of under 70m2 and a sale price of under VND 15 million/m2 each;
c/ Enterprises that are investors of social housing projects; and enterprises are investors of commercial housing projects converted into social housing projects;
d/ Related organizations and individuals.
Article 2. Provisions on subjects eligible to borrow loans for renting, rent-purchasing or purchasing social houses and subjects eligible to borrow loans for renting or purchasing commercial houses each with a floor area of under 70m2 and a sale price of under VND 15 million/m2
1. Cadres, civil servants and public employees of the Party and State agencies, the Fatherland Front and socio-political and socio-professional organizations who are salaried from the state budget; public employees of public non-business units; and the people’s armed forces;
2. Low-income earners who are employees of non-public non-business units, enterprises of all economic sectors and cooperatives set up and operating in accordance with law; people who have retired under regulations; self-employed people and private business people.