| THE STATE BANK OF VIETNAM --------- | SOCIALIST REPUBLIC OF VIETNAM Independence - Freedom - Happiness -------------- |
| No. 10080/NHNN-CSTT Re: providing information about mobilization and loan interest rate | Hanoi, November 13, 2008 |
| To: | - Commercial banks - Joint venture banks - Foreign banks' branches |
With a view to implementing the direction of Governor of the State Bank about timely following up development of interest rates in the market for the purpose of management of monetary policy, State Bank of Vietnam would like to request commercial banks, joint venture banks and foreign banks' branches to make quick report on several information of mobilization and loan interest rates in VND, USD as at 15 November 2008 under the forms attached to this official dispatch.
Banks, please, urgently send reports on above mentioned contents to State Bank of Vietnam prior to 16h of 17 November 2008 according to the following address: Department of Monetary Policy- State Bank of Vietnam, 49 Ly Thai To, Hanoi- telephone number: (04).38246955; (04).38259158; email: phongcstd@sbv.gov.vn
Looking forward to your good bank's cooperation.
| | AUTHORIZED BY THE GOVERNOR OF THE STATE BANK OF VIETNAM DIRECTOR OF MONETARY POLICY DEPARTMENT Nguyen Ngoc Bao |
NAME OF REPORTING CI:..........
FORM 1: MOBILIZATION INTEREST RATES OF THE CI APPLICABLE TO CUSTOMERS AS OF 15 NOVEMBER 2008
Unit: % per annum
| | Norm | Popular rate | The lowest rate | The highest rate | Average rate (*) |
| I | Interest rates applicable to VND mobilized deposit | | | | |
| 1 | Demand | | | | |
| 2 | Term of 3 months | | | | |
| 3 | Term of 6 months | | | | |
| 4 | Term of 9 months | | | | |
| 5 | Term of 12 months | | | | |
| 6 | Over 12 months | | | | |
| II | Interest rates applicable to USD mobilized deposit | | | | |
| 1 | Demand | | | | |
| 2 | Term of 3 months | | | | |
| 3 | Term of 6 months | | | | |
| 4 | Term of 9 months | | | | |
| 5 | Term of 12 months | | | | |
| 6 | Over 12 months | | | | |
Note: (*) means weighted average mobilization interest rate calculated according to structure of mobilized capital sources for respective terms and interest rates.
FORM 2: LOAN INTEREST RATES OF THE CI APPLICABLE TO CUSTOMERS AS OF 15 NOVEMBER 2008
Unit: % per annum
| | | Interest rates applicable to VND loan | Interest rates applicable to USD loan | ||
| 1 | The highest loan interest rate | | | ||
| 2 | The lowest loan interest rate | | | ||
| 3 | Popular interest rate applicable to short term loan | | | ||
| 4 | Popular interest rate applicable to medium, long term loan | | | ||
| 5 | Interest rate applicable to VND loan of which principal's value is secured by foreign currency (if any) | | | ||
| 6 | Loan interest rate applicable to preferential subjects under the bank's policy | | | ||
| | - Producing, trading in export goods | | | ||
| | - Customers who are prestigious and capable of payment | | | ||
| | - Importing essential commodities | | | ||
| | - Small and medium sized enterprises | | | ||
| | - Production households in the rural area | | | ||
| | - Purchasing food | | | ||
| | ------------------------ | | | ||
| Drawer | Controller | General Director | |||
