THE GOVERNMENT

Resolution No. 61/NQ-CP dated August 21, 2014 of the Government on amending, supplementing the Resolution No. 02/NQ-CP dated January 07, 2013 of the Government on promulgating solutions in removing difficulties for business and production, supporting market and handling bad debts
Pursuant to the Law on Government organization dated December 25, 2001;
Pursuant to the Decree No. 08/2012/ND-CP of the Government dated February 16, 2012 promulgating the working regulation of the Government;
Pursuant to the Resolution No. 47/NQ-CP dated July 08, 2014 of the Government on the Government's regular meeting – June 2014;
At the proposal of the Minister of Construction,
DECIDES:
Article 1. To amend, supplement a number of articles on housing credit policies at sub-point 4, Point a, Clause 3, Section I of the Resolution No. 02/NQ-CP dated January 07, 2013 of the Government
1. To amend the supporting time for customers being households, individuals with a maximum of 15 years in order to rent, purchase-rent of social houses and to rent, purchase-rent of commercial houses in the projects approved by competent agencies.
2. To supplement loansubjects:
 a) Cadres, civil servants, public employees and armed forces have low income but meet difficulties on houses when buying commercial houses in the house development projects, investment projects of urban area in the area approved by competent agencies with the total contract value (including houses and land) that don’t exceed 1.05 million dong.
b) Cadres, civil servants, public employees and armed forcesthat have land and meet difficulties on houses but haven’t received any support from the State under all forms shall be allowed to be access to preferred loans to build or upgrade houses. The State Bank of Vietnam shall regulate in detail on the maximum loan rate of these subjects to ensure the principle that it is lower than the amount that each household, individual can borrow to purchase, rent,